The League's Risk Management Services offer members the opportunity to participate in one or more of three, self-funded governmental insurance pools that pools provide property and liability, workers' compensation and health benefits coverage.
Cities, towns, villages and other public entities cooperate to form self-insured pools to enjoy the benefits of self insurance on a collective basis, while receiving top-notch service by experts in municipal risk management. These pools provide League members the ability to obtain insurance coverage geared to their unique needs through a program governed by other municipal officials across the state. In addition, the pool offers unparalleled expertise with regard to municipal coverage needs, municipal claims and municipal risk management and loss control issues. The League's Risk Management Services provides the daily management for these insurance programs, under the direction of the League Risk Management Board of Trustees
Health Benefits Trust
The Municipal Insurance Trust of North Carolina (MIT of NC) provides medical, dental, vision, disability and life coverage to municipal employees on group basis.
Property and Liability Insurance Trust
The Interlocal Risk Financing Fund of North Carolina (IRFFNC) provides coverage in all major lines such as automobile, real and personal property, municipal equipment and public officials and general liability.
Workers' Compensation TrustThe North Carolina Interlocal Risk Management Agency (NCIRMA) provides statutory workers' compensation and employers' liability coverage.