​​Benefit Plans

The Health ​Benefits Trust provides medical, dental, vision, short term disability, long term disability and life insurance to municipal employees and their dependents.

Health Insurance Plans

There is a wide array of plan designs, each including a comprehensive pharmacy benefit. For more information, click here.


Choose from three different plan options with or without orthodontic benefits.  Click here for an overview of dental plans.


We provide three plan options to choose from: Vision Basic, Vision Premier and Vision Premier Plus. Click here for a comparison of the plans.


Click here to view our group employee life, dependent coverage and supplemental employee coverages.​ 


Two disability plans are available.  Click here for an overview of the options.


The Health Benefits Trust can help you develop and implement a wellness program that will encourage employees to make wise health decisions.  Click here for an overview of the options.