Property and Liability Trust
The Interlocal Risk Financing Fund of North Carolina (IRFFNC) has approximately 380 participant entities. It provides a package of coverage specifically designed for League members. Property coverage is provided for traditional items such as buildings, equipment, vehicles and fine arts. Unique public exposures, such as police dogs, can be covered at the member's option. Liability coverage ranges from general liability and auto to optional coverages such as police professional, public officials and employment practices.
The League's trust was created to allow small- to mid-sized municipalities to collectively enjoy the benefits self-insuring like larger cities do while avoiding the volatility that occurs if not done collectively.
About the Property and Liability Insurance Trust
The Property and Liability Insurance Trust began with 200 participant entities in 1986 on the heels of the liability insurance crisis of the mid 1980s.
Property and Liability Insurance can be customized to your needs and include the following:
- Real and Personal Property including Equipment Breakdown,
- Municipal Equipment (inland marine),
- Auto Liability and Physical Damage,
- General Liability,
- Public Officials Liability,
- Employment Practices Liability,
- Police Professional Liability,
- Crime, and
- Public Official Bonds (through Travelers).
For more information, to become a member, or to receive an insurance quote
Only League members are eligible to participate in the our insurance pools. To apply for membership in the League, participate in an insurance pool, or to receive an insurance quote, call 800-228-0986 and ask for Safety/Risk Control and Member Services, or write Field Services at 308 W. Jones St., Raleigh, NC 27603. You may also email Member Services contacts Lisa Kinsey or Angela Greene.