Underwriting Services 

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Workers' Compensation Audits

All physical audits are completed by Risk Management Services staff. No independent audit vendors are used for this service. All workers' compensation members are audited each year with approximately one-third of all members receiving an on-site physical audit.

Certificates of Insurance

Risk Management Services staff endeavors to complete all requests for certificates of insurance within 24 hours of receipt. Exceptions exist where requests are submitted late on Fridays or more information from certificate holder is required.

Risk Management Consultation

General or specific workers' compensation questions are frequently answered by workers' compensation staff regarding topics such as: employee vs. contractor, firefighter coverage eligibility, volunteers, workers' compensation claims exposure from specific operations, umpires/referees and suggested insurance requirements for contractors.